Ever since the Affordable Care Act passed, my health insurance premium has been climbing faster than a Titan rocket, which should have prepared me for this year’s rate jump. It still managed to catch me off guard.
To give a little background, before the Affordable Care Act I paid $423/month to insure a family of six. The passage of the Act brought an immediate $250/month increase, with increases every year since. Last year I got sucker-punched with a $270/month blow. I thought I’d gotten numb to these rate hikes. Think again.
This year dished out a whopping $340/month jump. That hurt, but worse than the jump itself was the new milestone my premium reached. As of this year, I pay over $2,000 a month to insure my family. Let that number soak in a minute; I know I had to.
With a nice number like $2,000 the math becomes too easy to hide from. $2,000 a month adds up to $24,000 a year. Twenty-four thousand dollars. TWENTY-FOUR THOUSAND. I struggle to even say the number, much less breathe while I do it.
As I continue struggling to wrap my mind around that number, I can’t help but imagine what that kind of money could buy if I didn’t have to spend it on health insurance.
So as my way to help ease the pain, here are five things that, for my family at least, are as affordable as health care …Continue reading »